Before you start looking for your first home, we can help you get pre-approved.
Fluent Mortgage can help you get pre-approved and on your way to home ownership! Simply fill out our mortgage pre-approval form securely on our website. With a pre-approval letter in hand, you know that you may get approved for a mortgage before you even look at your first potential new home.
Some realtors require buyers to get pre-approval before even starting to house hunt. A simple mortgage prequalification letter can help you narrow your search to find exactly the home you need. It also makes the mortgage application process that much smoother.
Determine how your credit looks.
Lenders will look at your payment history, income, and current debts to determine how likely you are to pay your loan each month. The number value assigned to your “reliability” is known as your credit score and is one of the biggest factors in getting approved for a mortgage.